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VA Home Loan
VA HOME LOANS
VA Mortgage Rates
Due to the federal government guaranteeing VA home loans, lenders are they often able to secure interest rates that are normally lower through a VA Home Loan than they are with a conventional mortgage.
To speak with a VA Home Loan Specialist about interest rates, call (888) 301-3465 or you can get started online.
How is My Rate Determined?
The interest rate of your VA Home loan is determined by a number of factors:
- Credit Score
- Debt-to-Income Ratio
- Loan Term (15 year, 30 year)
- The current market conditions
Find your rate: Start your VA Home Loan quote online
Even if you have less than perfect credit you may still qualify for a lower interest rate because of the guarantee that the VA offers to lenders. VA the Fairway is passionate about working with Veterans, because of this we offer VA Loans to those with credit scores lower than most industry standards. There is always risk involved with issuing a loan, a good credit score can help ensure a lower interest rate.
How Do I Lock In My Interest Rate?
Your interest rate cannot be locked in until you have decided which home you wish to purchase and have entered into a contract for purchase the home. Your Fairway Loan Officer will then help you figure out what your interest rate will look like, and help guide you to lock your rate at the most optimal time based on your contract closing date.
If you would like to get started on your Pre-Approval now, or if you have more questions, please give one of our VA Home Loan Specialists a call at (888) 301-3465 or start your VA Home Loan quote online. There is never any obligation and you will be one step closer to owning your new home.