Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency.

Committed to serve. Call (888) 301-3465 or   Get a Quote
Photo by Petty Officer 1st Class Matthew Masaschi

Photo by Petty Officer 1st Class Matthew Masaschi

The government is going on over a month for its official shutdown. According to Task and Purpose,  “Federal employees are starting to feel the pain. Roughly 800,000 workers missed their paychecks last week, forcing many to turn to food banks and other public resources to get by… it’s officially a very real burden on the lives of public servants.”

At VA the Fairway we have many friends, family and clients, affected by the shutdown. Branch Manager,  Ethan Wilson NMLS #156741, logged into Facebook and was concerned when he read a post about a friend, who wasn’t going to be receiving their paycheck due to the government shutdown, “when I saw that, I knew our team had to take action and find some resources to help anyone similarly situated.  I called some of our team members, Suzanne Clark and Maile Cabral and asked that we get a list of resources out immediately.”  Suzanne Clark, Fairway Independent Mortgage Corporation Loan Officer NMLS #1717157  shares that, “One of my dearest friends is a Coast Guard spouse.  Her family is being affected greatly by this. They worry about paying their mortgage and putting food on the table.” She goes on,  “I wondered if I could help my friend by offering gift cards for gas or groceries, but quickly concluded that most Coast Guard families I know would not feel comfortable taking what they may feel is a handout.”

Inspired by Ethan and Suzanne’s concern, our team gathered a list of resources, starting with a list by Shannon Prentice at the National Military Family Association. These programs, in addition to more that we found, could help all those affected, including Coast Guard members and their families.   In addition to our resources, we recommend calling your electric, water and other companies explaining your situation. Many of them around the country have special programs for those affected. Examples of special programs for those in the Washington D.C area can be found here. 

If you find a resource below to be especially helpful, we invite you to share these resources with those that might need it and add any other resources that you may be aware when you pass it on.  

Official United States Coast Guard Resources

A great place to start with official information coming directly from the USCG. They have an official call Call Center Helpline (Manned 0730-1600, CST) at (866) 772-8724, as well as an email address civilians can utilize.  USCGOfficeofCivilianHR@uscg.mil .

Navy Federal Government Loan Shutdown Program

Eligible federal government employees and active duty Coast Guard members can enroll to receive financial assistance through NFCU’s Government Shutdown Loan Program. Loan amounts are based on the most recent direct deposit of pay prior to the shutdown. No credit checks, fees, or interest are associated. This is a onetime loan program.

USAA Government Shutdown Assistance

Known for their insurance and investment for military members and their loved ones, USAA Federal Savings Bank also offers financial help through their Government Shutdown Assistance. To be eligible, you must have a USAA Federal Savings Bank Checking account, Savings, account, or Certificate of Deposit as of January 13, 2019. This is a very low interest rate option. Retirees and members separated from the Coast Guard, NOAA, or PHS are not eligible.

Coast Guard Mutual Assistance

The official relief society of the Coast Guard, the GCMA is a nonprofit offering financial aid to affected Coast Guard members. All Coast Guard personnel, including both military and civilian paygrades, are eligible to apply for aid. If your family is not included in the eligibility limitations, CGMA will consider unique and special circumstances on a case by case basis.

The American Legion Temporary Financial Assistance Program

Partnering with Coast Guard Mutual Assistance, the Legion’s TFA program provides a one-time grant of up to $1500 to households with minor children. These grants are to assist affected active duty Coast Guard members with shelter, food, utilities, clothing and other financial expenses. These grants are designed for those E5 and below.

Pentagon Federal Credit Union

Member working for an affected agency impacted by the shutdown are offered three financial assistance options through the PenFed Furlough Program, including direct deposit assistance, skip payment for the month of January on consumer loans and lines of credit, and a furlough loan option for members with no direct deposit with PenFed.

Veterans Benefits Administration

The VA is still open for business and ready to assist Veterans who are federal employees and are experiencing stress or hardship as a result of the shutdown. They’ve put together a wealth of resources for whatever your financial situation.

Wells Fargo

Wells Fargo is commited to helping individuals experiencing hardship. The bank will work with individuals and business banking customers whose income is disrupted as a result of the shutdown.  Customers should call 1-800-TO-WELLS, or the number on their credit card, debit card or statement for assistance, or visit any Wells Fargo branch.

In addition, Wells Fargo mortgage, loan, and credit customers may qualify for forbearance or other payment assistance programs based on their individual circumstances. For help, customers should visit their website for more information.

Chase Bank

Chase Bank encourages its customers to call to discuss certain hardship programs if they are employees of, or do business with, a U.S. federal agency and their income is affected by the shutdown. Customers who are in financial need should call the special care line at 1-888-356-0023. Chase offers hardship programs to customers broadly who have been affected by unemployment, financial strain or natural disasters.

In addition, Chase will automatically waive or refund overdraft and monthly service fees on Chase checking and savings accounts if an employee’s salary from an affected federal agency was direct-deposited into the account in November, 2018. Chase will waive or refund the affected fees from December 24 through whenever the shutdown ends.

Photo by Petty Officer 1st Class Matthew Masaschi

Photo by Petty Officer 1st Class Matthew Masaschi

Pin It on Pinterest